We have previously posted items about some cricket clubs facing serious challenges to their continued existence after finding themselves under-insured after making claims for damage to their property.

As the 2010 season rapidly approaches and in the light of many previous challenges and especially the recent flood damage faced by some cricket clubs, ECB are keen to ensure that all affiliated clubs are adequately insured and at the best available rates.

ExtraCover, the official Club Insurance Scheme of ECB, is the ideal way for cricket clubs to insure against a wide range of risks and all in one simple policy.

The 2010 brochure is now available as is the latest insurance information from brokers Marshall Wooldridge for clubs as they prepare for the summer ahead.

Public Liability Insurance covers the Legal Liability of the Club to pay compensation to members of the public where bodily injury or damage to their property is caused in connection with club activities. Without this the cover clubs would be faced with the cost of the award of damages itself.  Members of the Club personally stand to lose their home and assets, so why take the risk? It is a requirement of ECB that all clubs transact this important cover.

Directors and Officers Liability Insurance provides the directors, officers and trustees of the club with protection against civil or criminal lawsuits and regulatory proceedings. Without this cover members are placing their personal assets at risk. The cover provides a pool of money that can be drawn on to fund defence and settlement costs and pay for the costs of legal representation at investigations.

Personal Accident cover provides set benefits to all members of the club and whilst serious injuries are thankfully very rare there have been occasions where a player or official have suffered serious damage to their eyesight and even fatal accident.

Self-Employed and other Members who do not benefit from a workplace sickness scheme should ensure that any personal accident/sickness insurance they have arranged individually includes the playing of club cricket.

The increasing trend of large Arson, Theft and Weather related claims makes it more important than ever to ensure your sums insured are adequate. Under-Insurance will lead to the total sum insured being insufficient to meet the costs of rebuilding and replacing contents/ground machinery. Ultimately this may lead to the demise of the club.

For expert advice and assistance concerning quotations, arranging cover and settlement of claims - contact the ExtraCover team at Marshall Wooldridge:

Marshall Wooldridge Ltd Insurance Brokers
14-16 Ivegate
Yeadon
Leeds LS19 7RE
Tel: 0800 289301
Fax: 0113 239 1296
Email: info@marswool.com
Web: www.marshallwooldridge.com

You can download a full ExtraCover brochure as a PDF and a quotation request form from here.